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Car Finance Scotland

The A28 road crossing the Highlands in Scotland at sunset

Searching for the perfect car finance package in Scotland? The car finance experts at Creditplus are ready to help find you the perfect package. Apply online today and you’ll get an instant decision on your car finance options that won’t affect your credit score.

Your customer advisor will soon be in touch to talk you through what you want from your car finance package. We’ll then compare over 90 different lending options to help find the perfect package and you can choose your car from any UK dealer!

 

Get your car finance quote

 

Why choose Creditplus for car finance in Scotland?

Here are four reasons why you should Creditplus to help you find the perfect car finance package in Scotland.
✅ Rates from just 9.9%*
Apply for car finance with Creditplus and we’ll compare over 90 different lending options across a wide panel of different lenders, including bad credit car finance specialists, to see if we can find a match for you. So if you have a spotless credit score or are in the process of repairing a bad one, we still could be able to help.

✅ No impact on your credit score
Sometimes, applying for a finance package can have an impact on your credit rating. But applying for car finance in Scotland with Creditplus has no impact on your credit score. When you apply for car finance with us, we’ll conduct what’s known as a soft credit search. This allows us to look at your credit file to see what car finance options you have available without leaving any impact on your credit rating. Plus, every quote we give is no-obligation, so you can see exactly how much you could borrow before you commit.

✅ £0 deposit and £0 fees
When you take out a car finance package with Creditplus, there are no fees. We also have no deposit car finance packages available too, so if you don’t have a deposit, you can still take advantage of car finance.

✅ Pick any car from any dealer!
Once we’ve found the perfect car finance package, now comes the fun part – finding the right vehicle. The good news is, you aren’t restricted to dealerships in Scotland. You can choose a car from any UK dealership. So whether you know exactly the make, model or even colour you want, or just want to find the cheapest model available, you can look at dealerships across the entire country. And don’t worry about checking the dealership – we’ll do all the necessary checks to ensure the dealer and the car are as described. That means less hassle for you, more time finding your ideal car.

Calculate car finance

Most popular cars on finance in Scotland.

Here are the most popular vehicles being financed across Scotland:

MG ZS

Light blue MG ZS crossover SUV cruises down a country road

The MG ZS is a smart SUV ideal for families with children of all ages. There’s a spacious, comfortable interior for both the front and back seats. It’s also one of the lowest priced SUVs, so you get a lot of car for your money. A 7-year warranty means most nearly new and used cars will still have some extra protection.  

Vauxhall Corsa

A fiery orange Vauxhall Corsa cruises down a seafront road next to brightly coloured beach huts

One of the most popular hatchbacks in Scotland, the Vauxhall Corsa puts the super in supermini. Its an excellent all-rounder. Fun to drive with a comfortable ride, there are lots of optional extras available, from more powerful sporty engines to smart connectivity features and advanced in-car entertainment.

Vauxhall Mokka

A bright green Vauxhall Mokka cruises down a country road with forests in the distance

This crossover SUV makes the most of the space available to ensure comfort for all passengers. The Vauxhall Mokka comes with a smooth suspension for a smoother ride, lots of great in-car equipment and tech as standard, and surprisingly powerful engine options that don’t burn through too much fuel.

Car leasing Scotland

It’s not just car finance that Creditplus can help with. We can also help you find the perfect car leasing package. Whether that’s something more specialist like a personal contract purchase or lease purchase package, or just a traditional car leasing package – we can help.

If you are unsure of which package may be right for you, speak to your customer advisor. They can talk you through all the options you have available, based on your financial circumstances and personal preferences.

Electric car finance in Scotland

There has never been a better time to choose electric car finance in Scotland. Electric vehicles have never been better, with more efficient engines providing mileage on a full charge that competes with mileage on a full tank. More electric cars on the road means there will be plenty of nearly-new and used electric cars available too, so you can find an option that fits your budget. Add to that the amount of money you save on petrol, road tax, and the reduce maintenance costs of an electric vehicle, and you can end up saving a lot of money by making the switch to a greener vehicle.

Worried about charging? The good news is that the electric car charging network is growing all the time, with more charging points available than ever before. Most supermarkets now have one or two dedicated charging points in their car parks too, so you’ll never be far from a place to recharge

The Scottish government has set up the ChargePlace Scotland initiative, providing more than 5,000 free charging points across the country. So not only has it never been easier to charge your car. It’s also never been cheaper.

Installing a charging point at home has also never been easier, with government grants available to help with the installation costs. Visit the government website for more details on how you can qualify.

Convinced to make the switch? Speak to your customer advisor today and let them know you’re ready to go electric.

Can I get bad credit car finance in Scotland?

At Creditplus, we know that everyone’s financial circumstances are different. Not everyone is able to have a spotless credit rating. If you have a bad or poor credit rating, it can feel like you will just be rejected for car finance outright. But that’s not the case. Creditplus can help.

Applying online with Creditplus is no-obligation and you’ll get a decision in 90 seconds. Our team of highly-trained customer advisors will be available to talk you through your options, and will do their best to find a finance package tailored to your needs, affordability and credit rating.

 

Get your car finance quote

 

*Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 23.9%, an annual interest rate of 23.9% (Fixed) and a deposit of £0.00, the amount payable would be £234.76 per calendar month, with a total cost of credit of £3,768.48 and a total amount payable of £11,268.48. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your credit score but a hard search will be added to your credit profile if you decide to proceed with finance.

Car Finance Scotland

The A28 road crossing the Highlands in Scotland at sunset

Searching for the perfect car finance package in Scotland? The car finance experts at Creditplus are ready to help find you the perfect package. Apply online today and you’ll get an instant decision on your car finance options that won’t affect your credit score.

Your customer advisor will soon be in touch to talk you through what you want from your car finance package. We’ll then compare over 90 different lending options to help find the perfect package and you can choose your car from any UK dealer!

 

Get your car finance quote

 

Why choose Creditplus for car finance in Scotland?

Here are four reasons why you should Creditplus to help you find the perfect car finance package in Scotland.
✅ Rates from just 9.9%*
Apply for car finance with Creditplus and we’ll compare over 90 different lending options across a wide panel of different lenders, including bad credit car finance specialists, to see if we can find a match for you. So if you have a spotless credit score or are in the process of repairing a bad one, we still could be able to help.

✅ No impact on your credit score
Sometimes, applying for a finance package can have an impact on your credit rating. But applying for car finance in Scotland with Creditplus has no impact on your credit score. When you apply for car finance with us, we’ll conduct what’s known as a soft credit search. This allows us to look at your credit file to see what car finance options you have available without leaving any impact on your credit rating. Plus, every quote we give is no-obligation, so you can see exactly how much you could borrow before you commit.

✅ £0 deposit and £0 fees
When you take out a car finance package with Creditplus, there are no fees. We also have no deposit car finance packages available too, so if you don’t have a deposit, you can still take advantage of car finance.

✅ Pick any car from any dealer!
Once we’ve found the perfect car finance package, now comes the fun part – finding the right vehicle. The good news is, you aren’t restricted to dealerships in Scotland. You can choose a car from any UK dealership. So whether you know exactly the make, model or even colour you want, or just want to find the cheapest model available, you can look at dealerships across the entire country. And don’t worry about checking the dealership – we’ll do all the necessary checks to ensure the dealer and the car are as described. That means less hassle for you, more time finding your ideal car.

Calculate car finance

Most popular cars on finance in Scotland.

Here are the most popular vehicles being financed across Scotland:

MG ZS

Light blue MG ZS crossover SUV cruises down a country road

The MG ZS is a smart SUV ideal for families with children of all ages. There’s a spacious, comfortable interior for both the front and back seats. It’s also one of the lowest priced SUVs, so you get a lot of car for your money. A 7-year warranty means most nearly new and used cars will still have some extra protection.  

Vauxhall Corsa

A fiery orange Vauxhall Corsa cruises down a seafront road next to brightly coloured beach huts

One of the most popular hatchbacks in Scotland, the Vauxhall Corsa puts the super in supermini. Its an excellent all-rounder. Fun to drive with a comfortable ride, there are lots of optional extras available, from more powerful sporty engines to smart connectivity features and advanced in-car entertainment.

Vauxhall Mokka

A bright green Vauxhall Mokka cruises down a country road with forests in the distance

This crossover SUV makes the most of the space available to ensure comfort for all passengers. The Vauxhall Mokka comes with a smooth suspension for a smoother ride, lots of great in-car equipment and tech as standard, and surprisingly powerful engine options that don’t burn through too much fuel.

Car leasing Scotland

It’s not just car finance that Creditplus can help with. We can also help you find the perfect car leasing package. Whether that’s something more specialist like a personal contract purchase or lease purchase package, or just a traditional car leasing package – we can help.

If you are unsure of which package may be right for you, speak to your customer advisor. They can talk you through all the options you have available, based on your financial circumstances and personal preferences.

Electric car finance in Scotland

There has never been a better time to choose electric car finance in Scotland. Electric vehicles have never been better, with more efficient engines providing mileage on a full charge that competes with mileage on a full tank. More electric cars on the road means there will be plenty of nearly-new and used electric cars available too, so you can find an option that fits your budget. Add to that the amount of money you save on petrol, road tax, and the reduce maintenance costs of an electric vehicle, and you can end up saving a lot of money by making the switch to a greener vehicle.

Worried about charging? The good news is that the electric car charging network is growing all the time, with more charging points available than ever before. Most supermarkets now have one or two dedicated charging points in their car parks too, so you’ll never be far from a place to recharge

The Scottish government has set up the ChargePlace Scotland initiative, providing more than 5,000 free charging points across the country. So not only has it never been easier to charge your car. It’s also never been cheaper.

Installing a charging point at home has also never been easier, with government grants available to help with the installation costs. Visit the government website for more details on how you can qualify.

Convinced to make the switch? Speak to your customer advisor today and let them know you’re ready to go electric.

Can I get bad credit car finance in Scotland?

At Creditplus, we know that everyone’s financial circumstances are different. Not everyone is able to have a spotless credit rating. If you have a bad or poor credit rating, it can feel like you will just be rejected for car finance outright. But that’s not the case. Creditplus can help.

Applying online with Creditplus is no-obligation and you’ll get a decision in 90 seconds. Our team of highly-trained customer advisors will be available to talk you through your options, and will do their best to find a finance package tailored to your needs, affordability and credit rating.

 

Get your car finance quote

 

*Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 23.9%, an annual interest rate of 23.9% (Fixed) and a deposit of £0.00, the amount payable would be £234.76 per calendar month, with a total cost of credit of £3,768.48 and a total amount payable of £11,268.48. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your credit score but a hard search will be added to your credit profile if you decide to proceed with finance.

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Creditplus is a trading name of Jump Finance Ltd. Jump Finance Ltd is registered in England and Wales under company number: 12665481. [Suite 7 Wessex House St. Leonards Road Bournemouth Dorset BH88QS]
Jump Finance Ltd is regulated by the Financial Conduct Authority, under FCA number 953084. We act as a credit broker not a lender. We work with a panel of lenders who may be able to offer you finance. (Written quotation on request). Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a percentage of the amount you borrow). You will not pay more as a result of our commission arrangements. The lenders we work with may provide commission at different rates. For more information please contact us.
All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance from lenders on our panel.
Jump Finance Ltd are registered with the Information Commissioners Office under registration number: ZA768331