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Car Finance London

A car drives across Westminster Bridge towards Big Ben and the Houses of Parliament on a bright day

Are you looking to buy a car on finance in London? Creditplus are ready and waiting to help. Apply online today and get an instant decision on your car finance options. We’ll compare over 90 different lending options to find the best package for you. 

Apply online for car finance

Why choose Creditplus for car finance in London?

Here are four reasons to choose Creditplus to finance your new car in London.
✅ Rates from just 9.9%*
We’ll compare over 90 lending options across a wide panel of different lenders to help find you the best possible finance package. Whether you have an excellent credit rating or have a history of bad credit, we’ll do our best to find an affordable finance package that allows you to get a fantastic new car.

✅ No impact to your credit score
Applying for car finance in London with Creditplus does not affect your credit score. When you apply, we’ll conduct a soft credit search on your file. This search is not recorded on your credit file, and so will not negatively affect your credit rating.

✅ £0 deposit and £0 fees
That’s right, you don’t have to pay any fees on car finance from Creditplus. We also have 0% deposit options available to those who can’t afford to make a downpayment on your finance package.

✅ Pick any car from any dealer!
You can choose a car from any UK dealer – not just a dealer from London. So you can find the perfect car for you from one of the thousands of dealers available across the UK, rather than being stuck choosing a car from a dealer local to you. Creditplus will do all the checks needed to ensure the dealer and the car you’re buying is as described.

Do you need to change cars because of the ULEZ?

The expansion of the ULEZ (ultra-low emission zone) in London may mean you need to change your vehicle. If you have a diesel car and its emission levels are above the limit, you’ll have to pay a fee every time you enter the ULEZ zone.

Visit the transport for London website to check if your vehicle needs to be updated: Check your car;

If you are applying for a car finance package in London so you can switch to a car that is ULEZ compliant, then let your customer advisor know. They will be happy to help you find a car that won’t be charged when entering the zone.

Transport for London is currently offering a scrappage scheme to help those whose vehicles fall outside the ULEZ limitations. You can visit their scrappage website to find out how much you can get towards the cost of your new ULEZ-compliant vehicle. Alternatively, you can visit our <link: https://www.creditplus.co.uk/sellyourcar.html>“Sell my car” portal</link> to see how much money you could get selling your car to dealers with our partner Motorway.

Calculate car finance

Most popular cars on finance in London

Every year, we help thousands of customers in London to find and fund their perfect new vehicle. Here are some of the most popular makes and models we’ve financed for our London customers.

Tesla Model 3

A red Tesla Model 3 is parked on a deserted airport runway on a bright cloudy day

Our most financed car in London is the Tesla Model 3. Its smart in-car technology makes navigating the busy streets of the capital a breeze. Find out more about our electric car finance options

Kia Niro

A red Kia Niro is parked on the top open floor of a multi-storey car park.

The most popular crossover SUV for our London customers is the Kia Niro. Modern styling, with a nice amount of smart tech as standard, it’s one of the best-rated small SUVs on the market.

Ford Fiesta

A white Ford Fiesta hatchback drives down a busy motorway.

The Ford Fiesta is one of the best all-rounder cars on the market. Smart to drive, comfy interior and all the safety features you need to protect your family.

Volkswagen Golf

A black Volkswagen Golf is parked in front of a bright yellow building.

Once the car of choice of boy racers, the fun driving experience of the Volkswagen Golf makes it a popular option for our car finance customers in London

Electric car finance in London

Choosing an electric car to finance in London could be a very smart decision. Not only do electric vehicles not have to pay any ULEZ or congestion charge fees when driving in central London, there is also one of the largest network of charging points in the country in London.

Electric cars are ideal for the short journeys you make most often in London, and you’ll feel the benefit as you sit in the busy traffic without the noise of your engine idling or the smell of the fumes from your exhaust.

Use our electric car finance service to find a fantastic finance deal to fund the cost of your new vehicle and we’ll compare over 90 lending options to find the best price and package.

Can I get bad credit car finance in London?

If you have a history of bad credit or are in the process of repairing your credit file, then you can still qualify for car finance in London. We work with a wide-range of different lenders, including specialist lenders who work with customers with bad credit ratings. 

Apply online today to get a no-obligation on your car finance options and see if you qualify for a bad credit car finance package. Your customer advisor will explain all the options available to you and give you all the information you need to make the right decision for you and your financial circumstances.

Apply online for car finance

 

*Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 23.9%, an annual interest rate of 23.9% (Fixed) and a deposit of £0.00, the amount payable would be £234.76 per calendar month, with a total cost of credit of £3,768.48 and a total amount payable of £11,268.48. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your credit score but a hard search will be added to your credit profile if you decide to proceed with finance.

 

Car Finance London

A car drives across Westminster Bridge towards Big Ben and the Houses of Parliament on a bright day

Are you looking to buy a car on finance in London? Creditplus are ready and waiting to help. Apply online today and get an instant decision on your car finance options. We’ll compare over 90 different lending options to find the best package for you. 

Apply online for car finance

Why choose Creditplus for car finance in London?

Here are four reasons to choose Creditplus to finance your new car in London.
✅ Rates from just 9.9%*
We’ll compare over 90 lending options across a wide panel of different lenders to help find you the best possible finance package. Whether you have an excellent credit rating or have a history of bad credit, we’ll do our best to find an affordable finance package that allows you to get a fantastic new car.

✅ No impact to your credit score
Applying for car finance in London with Creditplus does not affect your credit score. When you apply, we’ll conduct a soft credit search on your file. This search is not recorded on your credit file, and so will not negatively affect your credit rating.

✅ £0 deposit and £0 fees
That’s right, you don’t have to pay any fees on car finance from Creditplus. We also have 0% deposit options available to those who can’t afford to make a downpayment on your finance package.

✅ Pick any car from any dealer!
You can choose a car from any UK dealer – not just a dealer from London. So you can find the perfect car for you from one of the thousands of dealers available across the UK, rather than being stuck choosing a car from a dealer local to you. Creditplus will do all the checks needed to ensure the dealer and the car you’re buying is as described.

Do you need to change cars because of the ULEZ?

The expansion of the ULEZ (ultra-low emission zone) in London may mean you need to change your vehicle. If you have a diesel car and its emission levels are above the limit, you’ll have to pay a fee every time you enter the ULEZ zone.

Visit the transport for London website to check if your vehicle needs to be updated: Check your car;

If you are applying for a car finance package in London so you can switch to a car that is ULEZ compliant, then let your customer advisor know. They will be happy to help you find a car that won’t be charged when entering the zone.

Transport for London is currently offering a scrappage scheme to help those whose vehicles fall outside the ULEZ limitations. You can visit their scrappage website to find out how much you can get towards the cost of your new ULEZ-compliant vehicle. Alternatively, you can visit our <link: https://www.creditplus.co.uk/sellyourcar.html>“Sell my car” portal</link> to see how much money you could get selling your car to dealers with our partner Motorway.

Calculate car finance

Most popular cars on finance in London

Every year, we help thousands of customers in London to find and fund their perfect new vehicle. Here are some of the most popular makes and models we’ve financed for our London customers.

Tesla Model 3

A red Tesla Model 3 is parked on a deserted airport runway on a bright cloudy day

Our most financed car in London is the Tesla Model 3. Its smart in-car technology makes navigating the busy streets of the capital a breeze. Find out more about our electric car finance options

Kia Niro

A red Kia Niro is parked on the top open floor of a multi-storey car park.

The most popular crossover SUV for our London customers is the Kia Niro. Modern styling, with a nice amount of smart tech as standard, it’s one of the best-rated small SUVs on the market.

Ford Fiesta

A white Ford Fiesta hatchback drives down a busy motorway.

The Ford Fiesta is one of the best all-rounder cars on the market. Smart to drive, comfy interior and all the safety features you need to protect your family.

Volkswagen Golf

A black Volkswagen Golf is parked in front of a bright yellow building.

Once the car of choice of boy racers, the fun driving experience of the Volkswagen Golf makes it a popular option for our car finance customers in London

Electric car finance in London

Choosing an electric car to finance in London could be a very smart decision. Not only do electric vehicles not have to pay any ULEZ or congestion charge fees when driving in central London, there is also one of the largest network of charging points in the country in London.

Electric cars are ideal for the short journeys you make most often in London, and you’ll feel the benefit as you sit in the busy traffic without the noise of your engine idling or the smell of the fumes from your exhaust.

Use our electric car finance service to find a fantastic finance deal to fund the cost of your new vehicle and we’ll compare over 90 lending options to find the best price and package.

Can I get bad credit car finance in London?

If you have a history of bad credit or are in the process of repairing your credit file, then you can still qualify for car finance in London. We work with a wide-range of different lenders, including specialist lenders who work with customers with bad credit ratings. 

Apply online today to get a no-obligation on your car finance options and see if you qualify for a bad credit car finance package. Your customer advisor will explain all the options available to you and give you all the information you need to make the right decision for you and your financial circumstances.

Apply online for car finance

 

*Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 23.9%, an annual interest rate of 23.9% (Fixed) and a deposit of £0.00, the amount payable would be £234.76 per calendar month, with a total cost of credit of £3,768.48 and a total amount payable of £11,268.48. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your credit score but a hard search will be added to your credit profile if you decide to proceed with finance.

 

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Creditplus is a trading name of Jump Finance Ltd. Jump Finance Ltd is registered in England and Wales under company number: 12665481. [Suite 7 Wessex House St. Leonards Road Bournemouth Dorset BH88QS]
Jump Finance Ltd is regulated by the Financial Conduct Authority, under FCA number 953084. We act as a credit broker not a lender. We work with a panel of lenders who may be able to offer you finance. (Written quotation on request). Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a percentage of the amount you borrow). You will not pay more as a result of our commission arrangements. The lenders we work with may provide commission at different rates. For more information please contact us.
All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance from lenders on our panel.
Jump Finance Ltd are registered with the Information Commissioners Office under registration number: ZA768331