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Car Finance Glossary

A
Annual mileage
 Annual percentage rates (APR)
 Approved Dealers
 Arrears
B
Bad credit
 Balloon payment
 Bankruptcy
 Broker
C
Car warranty
 Complaint
 Conditional Sale Agreement
 Consumer Credit Act
 Cooling-Off Period
 Cost of Credit
 County court judgement (CCJ)
 Credit agreement
 Credit history
 Credit reference agencies
 Credit report
 Credit score
 Credit search
D
Debt management plans
 Default
 Deposit
 Depreciation
 Document fees
E
Early settlement
 Earned income
 Electric vehicles
 Eligibility checker
 Equity
 Excess mileage
F
Fair credit
 Fair wear and tear
 FCA
 Financial Ombudsman Service (FOS)
 Fixed interest rate
 Flat rate
 Forecourt finance
 Fronting
 Full service history
G
GAP insurance
 Good credit
 Guaranteed car finance
 Guaranteed future value (GFV)
H
Hard credit search
 HPI check
I
Interest rate
 IVA
J
Joint application
K
Key facts document
L
Lease
 Legal Ownership
 Lender
 Lessor
M
Monthly payments
 MOT
N
Negative equity
 Net income
 Novation
O
Optional final payment
 Outstanding balance
P
Part exchange
 Poor credit history
Q
R
Refinance
 Regulated credit agreement
 Repossession
 Residual value
 RTI Gap Insurance
S
SECCI
 Secured loan
 Settlement figure
 Short fall
 Short term loan
 Soft credit search
T
Term length
 Termination fee
 Terms and conditions
U
Underwriting
 Unsecured loan
V
Variable interest rate
 VIN (Vehicle Identification Number)
W
X
Y
Z
Zero percent car finance
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Call us on 01202 684898 Copyright © 2026 Creditplus. All rights reserved.

Creditplus is a trading name of Jump Finance Ltd. Jump Finance Ltd is registered in England and Wales under company number: 12665481. [Suite 7 Wessex House St. Leonards Road Bournemouth Dorset BH88QS]
Jump Finance Ltd is regulated by the Financial Conduct Authority, under FCA number 953084. We act as a credit broker not a lender. We work with a panel of lenders who may be able to offer you finance. (Written quotation on request). Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a percentage of the amount you borrow). You will not pay more as a result of our commission arrangements. The lenders we work with may provide commission at different rates. For more information please contact us.
All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance from lenders on our panel.
Jump Finance Ltd are registered with the Information Commissioners Office under registration number: ZA768331